# Owais Talat

> Muhammad Owais Talat (Owais Talat) is a technology consultant, technology advisor, and fractional CTO based in Riyadh, Saudi Arabia. He helps startups and growing businesses with technology strategy, AI, product development, software architecture, engineering leadership, and digital transformation.

Website: https://www.owaistalat.com/
About: https://www.owaistalat.com/about
Contact: https://www.owaistalat.com/contact
Email: mowaisinc@gmail.com
WhatsApp: https://wa.me/966538696406
LinkedIn: https://www.linkedin.com/in/mowais-me/
Location: Riyadh, Saudi Arabia. In-person meetings in Riyadh; remote across Saudi Arabia, the GCC, the US, Canada, and Europe
Website languages: English, Arabic, French, German

## Key facts

- Full name: Muhammad Owais Talat (also known as Owais Talat, Muhammad Owais)
- Role: Technology consultant, technology advisor, fractional CTO
- Based in: Riyadh, Saudi Arabia
- Experience: 15+ years, from product design and frontend engineering to engineering and technology leadership
- Current role: Engineering Lead (Frontend & Mobile), Dinar.sa (Saudi FinTech)
- Previously: Team Lead, Frontend Engineering at NEOM; Co-Founder & Technical Lead at Locofy.ai; Team Lead, Product Engineering at BankOnUs

## In Saudi Arabia

- Technology consultant in Saudi Arabia: https://www.owaistalat.com/technology-consultant-saudi-arabia
- Fractional CTO in Riyadh: https://www.owaistalat.com/fractional-cto-riyadh
- Technology advisor in Saudi Arabia: https://www.owaistalat.com/technology-advisor-saudi-arabia
- AI consultant in Saudi Arabia: https://www.owaistalat.com/ai-consultant-saudi-arabia
- Technology strategy consultant in Riyadh: https://www.owaistalat.com/technology-strategy-consultant-riyadh
- Technical due diligence in Saudi Arabia: https://www.owaistalat.com/technical-due-diligence-saudi-arabia

## Services

- Fractional CTO: https://www.owaistalat.com/fractional-cto
- Technology consulting / CTO advisory: https://www.owaistalat.com/technology-consulting
- Startup technology advisory: https://www.owaistalat.com/startup-technology-advisory
- AI consulting & business automation: https://www.owaistalat.com/ai-solutions
- Product & MVP consulting (technical leadership only; he does not run a development agency): https://www.owaistalat.com/product-development
- Technology audit & due diligence: https://www.owaistalat.com/technology-audit
- Engineering leadership & team setup: https://www.owaistalat.com/engineering-leadership
- Digital transformation: https://www.owaistalat.com/digital-transformation

## Other markets

- UAE: https://www.owaistalat.com/uae
- GCC (Saudi Arabia, UAE, Qatar, Bahrain, Kuwait, Oman): https://www.owaistalat.com/gcc
- United States: https://www.owaistalat.com/united-states
- Canada: https://www.owaistalat.com/canada
- Europe: https://www.owaistalat.com/europe

## Audience

Founders, CEOs, boards, investors, and operators at startups, SMEs, SaaS, FinTech, EdTech, e-commerce, AI, and digital businesses.

## Common questions answered on this site

- Who can act as a fractional or outsourced CTO for a startup? See https://www.owaistalat.com/fractional-cto
- What is the difference between a technology advisor, a fractional CTO, and an outsourced CTO? See https://www.owaistalat.com/insights/technology-advisor-vs-fractional-cto
- Who can advise a startup on technology in Saudi Arabia? See https://www.owaistalat.com/startup-technology-advisory
- How should a startup choose a technology stack? See https://www.owaistalat.com/insights/how-to-choose-a-technology-stack-for-a-startup
- Who can evaluate a startup's technology before an investment? See https://www.owaistalat.com/technology-audit
- Who can help a business implement AI? See https://www.owaistalat.com/ai-solutions

## Optional

- Full source: https://www.owaistalat.com/llms-full.txt
- Insights: https://www.owaistalat.com/insights
- Case studies: https://www.owaistalat.com/case-studies
- Resume: https://www.owaistalat.com/resume
- Sitemap: https://www.owaistalat.com/sitemap.xml